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Online Banking Scheduled Maintenance:
Online, Mobile, and Telephone Banking will be temporarily unavailable due to regularly scheduled maintenance from 9:30 p.m. on Friday, March 24 until 2:00 a.m. on Saturday, March 25. Our Online Loan Application will also be inoperable during the outage. We apologize for this inconvenience.
Rates

Share Account Rates

Savings Account Rates

Membership Savings Account – Minimum Investment $5 & Membership Top Teen Minimum Investment – $150
Rates Effective: 5/10/2016
Account Balance**Tier Dividend RateAPY*
$0.00 – $2,499.990.01%0.01%
$2,500.00 – $4,999.990.05%0.01% – 0.03%
$5,000 – Unlimited0.10%0.03% – 0.07%
Certain Saver Account***
Rates Effective:
Account Balance** Tier Dividend RateAPY*
$0.00 – Unlimited0.10%0.10%
Savings Plus Account***
Rates Effective:
Account Balance** Tier Dividend RateAPY*
$0.00 – $500.000.01%0.01%
$500.01 – $2,499.990.05%0.01% – 0.04%
$2,500.00 – $4,999.990.05%0.04% – 0.05%
$5,000 – Unlimited0.10%0.05% – 0.07%

Checking Account Rates

Regular Checking Account – Minimum Investment $25
Rates Effective:
Checking Account TypeDividend RateAPY*
Regular Checking0.00%0.00%
Business Checking Account – Minimum Investment $50
Rates Effective:
Checking Account TypeDividend RateAPY*
Business Checking0.00%0.00%
Grand Checking Account – Minimum Investment $1000
Rates Effective:
Checking Account TypeDividend RateAPY*
Grand Checking0.05%0.05%
Checking Plus Account***
Rates Effective:
Account BalanceDividend RateAPY*
$0.00 – $500.000.01%0.01%
$500.01 – Unlimited0.05%0.01% – 0.03%

Money Market Account Rates

Money Market Max Account – Minimum Investment $500 & Money Market Account***
Rates Effective:
Account BalanceTier Dividend RateAPY*
$0.00 – $9,999.990.15%0.15%
$10,000.00 – $24,999.990.20%0.20%
$25,000.00 – $49,999.990.25%0.25%
$50,000.00 – $99,999.990.30%0.30%
$100,000.00 – Unlimited0.35%0.35%
Health Savings Account** – Minimum Investment $100
Rates Effective:
Account BalanceTier Dividend RateAPY*
$0.00 – $9,999.990.15%0.15%
$10,000.00 – Unlimited0.20% 

IRA Rates

IRA Investment Account – Minimum Investment $100
Rates Effective:
Account Type Dividend RateAPY*
Traditional Share Accounts0.10%0.10%
Roth/Education Share Accounts0.10%0.10%
IRA Certificates – Minimum Investment $1,000
Rates Effective:
Certificate TermsDividend RateAPY*
12 Month Roth/Traditional/Educational0.55%0.55%
13 Month Roth/Traditional/Educational (Promotional offer – maximum deposit $250,000)1.095% 1.10%
24 Month Roth/Traditional/Educational0.65%0.65%
36 Month Roth/Traditional/Educational0.85%0.85%
48 Month Roth/Traditional/Educational 1.10%1.11%
60 Month Roth/Traditional/Educational1.75%1.77%
12 Month Variable/Traditional***0.35%0.35%

Certificate Account Rates

Certificate Accounts – Minimum Investment $1,000
Rates Effective:
Certificate TermsDividend RateAPY*
3 Month Certificate0.30%0.30%
6 Month Certificate0.45%0.45%
12 Month Certificate0.55%0.55%
13 Month Certificate (Promotional offer – maximum deposit $250,000)1.095%1.10%
24 Month Certificate0.65%0.65%
36 Month Certificate0.85%0.85%
48 Month Certificate1.10%1.11%
60 Month Certificate1.75%1.77%
84 Month Certificate2.20%2.22%
Variable Choice Certificate***0.10%0.10%
Health Savings Account (HSA) Certificates – Minimum Investment $500
Rates Effective:
Certificate TermsDividend RateAPY*
HSA 6 Month Certificate0.45%0.45%

Special Certificates for Diamond and Platinum Rewards Members

Special Certificate Accounts – Minimum Investment $25,000
Rates Effective:
Certificate TermsDividend RateAPY*
6 Month Certificate0.50%0.50%
12 Month Certificate0.60%0.60%
13 Month Certificate (Promotional offer – maximum deposit $250,000)1.095%1.10%
24 Month Certificate0.70%0.70%
36 Month Certificate0.90%0.90%
48 Month Certificate1.15%1.16%
60 Month Certificate1.80%1.82%

Effective date: 

*APY=Annual Percentage Yield

**Tiered Accounts: Only Savings (Share), Savings Plus, Checking Plus, and HSA Money Market accounts are true tiered accounts. The dividend rate is paid based on the appropriate dollars in that level.

***Certain Saver accounts, 12-Month Variable/Traditional IRA Certificate accounts, and Variable Choice Certificate accounts have been discontinued as of 1/1/17. Money Market accounts have been discontinued as of 4/1/16. Savings and Checking Plus accounts have been discontinued as of 10/1/11. Posted rates are for existing account holders.

Early withdraw penalties may apply to certificates and IRA certificates accounts.

Events

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Financial Planning & Investment Services "Meet and Greets" on Mar 1 - Mar 30

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Three Transitions to Retirement Seminar on Mar 28

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Palm Beach Gardens Branch Open House on Mar 31

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