Reward yourself with savings and perks just for being an active iTHINK Financial member! The higher your balances, the more savings you'll receive.
Rewards Levels
Do you know what your current Rewards level is? Log on to Online Banking and find out! (Rewards levels are also printed on your monthly statements.)
MEMBERSHIP BENEFITS
| ♦ = No Fee | REWARDS LEVELS* | |||
|---|---|---|---|---|
| Benefit | DIAMOND | PLATINUM | GOLD | BRONZE |
| Share Account Monthly Service Fee (average monthly balance of all share accounts less than $300) | $0♦ | $0♦ | $0♦ | $0♦ |
| Non-iTHINK Financial ATM Fees | $0♦ | $0♦ | $0♦ | $3.00 |
| Stop payment | $0♦ | $0♦ | $15.00 | $30.00 |
| Wire Transfer Domestic – Outgoing | $0♦ | $0♦ | $15.00 | $15.00 |
| Official Checks | No Fee (limit 3 per month) | No Fee (limit 3 per month) | $5.00 | $5.00 |
| Premium Rates on Certificates | Available | Available | n/a | n/a |
| Wallet Duplicate Checks (check printing fee depends on style of checks ordered) | 1 free box of CU standard logo checks every 12 months | 1 free box of CU standard logo checks every 12 months | Fees Apply | Fees Apply |
| Overdraft Transfers from Share Account | $0♦ | $0♦ | $7.00 | $7.00 |
| Personal Account Officer | $0♦ | N/A | N/A | N/A |
All Members with a qualified Checking Account receive:
- Automatic overdraft protection from your membership Savings account
- Free Visa® Debit Card with access to over 60,000 surcharge-free ATMs (at the Credit Union or ATMs displaying the Allpoint, CULIANCE, CUHere, and Moneypass network logos)
- Unlimited deposits and withdrawals
- Unlimited check writing
- 24/7 account access through Online, Mobile, and Telephone Banking
- Free Bill Pay
- Free eDeposits and eTransfers
- Free text and email account alerts
- Free eStatements
- ID Theft Protection and Credit Monitoring services included with myChoice Checking accounts. myWallet Checking account holders can purchase these services for an additional fee.
Not a Member? Join us today!
It's easy to join! Apply for your lifetime Membership with iTHINK Financial in about 10 minutes.
*Some restrictions and conditions apply. Please speak to a Member Service Advisor or see our Membership Disclosure and Fee Schedule for information concerning fees and penalties as well as charges for services not included in the REWARDS program. Eligibility for each REWARDS level is determined on the first business day of each month, calculated on the average share and loan balances of the prior month. REWARDS level benefits will not apply for Members with a negative share balance or loan delinquency of 35 days or greater until their account and/or loan balance is brought current or for Members that have caused a loss to the Credit Union, such as a charge off. Business accounts and loans are not eligible for Membership benefits or REWARDS levels. REWARDS pricing subject to change without notice.
**Mortgage must be serviced by iTHINK Financial and must have an average balance of $1.00 or more to qualify for REWARDS benefits.